Terms of Service

Effective: December 2025

1. Introduction

These Terms of Service (“Terms”) set out the rules and conditions for using this website and any associated services. By visiting or using the site, you acknowledge that you have read, understood, and agree to be bound by these Terms. It is important to review them carefully to understand your rights, obligations, and the ways in which we manage content, user interactions, and advertisements.

Content is provided for informational purposes only and should not replace professional advice. Additionally, some features of the Site rely on third-party advertising and analytics services, which may collect data in accordance with their own policies.

2. Service Provider

The Site is operated by our company under the applicable laws of our jurisdiction. References to “we,” “us,” or “our” in these Terms refer to the Site and its operators.

3. Age Requirements

You must be of legal age in your country to use our services. Users under 16 should obtain permission from a parent or legal guardian. Parents or guardians are responsible for their children’s activity on the Site.

 

Children’s Privacy: We comply with COPPA and restrict interest-based advertising for users under 13. Parents may request removal of a child’s information by contacting us.

4. Your Relationship with the Site

By using the Site, you agree to abide by these Terms and the Privacy Policy. These Terms define your rights to access and use our services, as well as your responsibilities while using the Site.

5. What You Can Expect From Us

We provide informative content and maintain reliable functionality. We may update, improve, or modify the website and its features. If significant changes affect your access or the use of content, we will provide notice where reasonably possible. We also work to ensure that advertisements displayed on the Site are relevant and comply with applicable privacy laws, including Google Ads requirements.

6. What We Expect From You

Follow These Terms

You agree to use the website in accordance with these Terms and applicable laws. This includes:

Respecting the rights of others, including privacy and intellectual property rights.

Not engaging in harmful, abusive, or illegal behavior such as phishing, spamming, or harassment.

Not interfering with the normal operation of the website or using automated systems to collect content in violation of site policies.

Being mindful that some interactive features, like links to external sites or embedded content, may have their own terms and privacy practices.

Content You Provide

You are responsible for any content you upload, post, or share on the site. You must have the necessary rights to share such content, and it must comply with applicable laws. By posting content, you grant us a limited license to use, reproduce, and display it in connection with providing and improving our services, while you retain all intellectual property rights.

7. License to Use Your Content

By posting content on our website, you grant us a non-exclusive, royalty-free license to use, reproduce, distribute, and display your content for the purpose of operating and improving our services.

This license allows us to:

Show your content to other users as intended by the website’s functionality.

Analyze content to improve service functionality and detect violations such as spam or illegal material.

The license ends if you remove your content, except for content that has already been shared with others.

8. Security and Privacy

We implement commercially reasonable security measures to protect your information, including encryption and access controls. Your use of the website is also governed by our Privacy Policy, which explains what data we collect, how it is handled, and how you can control Cookies and tracking technologies. Users may adjust their browser settings to block third-party Cookies or delete existing Cookies at any time.

9. Advertising and Third-Party Services

We may use third-party advertising services, including Google Ads, to monetize the Site. These services may collect data such as IP addresses, device identifiers, and browsing activity to deliver relevant ads, measure performance, and detect fraud. Google may also use Privacy Sandbox technologies, such as Topics and Protected Audience data, to provide advertising while protecting individual privacy. We do not share or sell personally identifiable information to advertisers outside the scope defined in our Privacy Policy.

10. Warranty Disclaimer

Our website and services are provided on an “as‑is” and “as‑available” basis, without any warranties of any kind, whether express or implied. While we strive to provide accurate and up‑to‑date information, we do not guarantee the completeness, accuracy, reliability, or suitability of any content for your particular needs. The information on this Site is intended for general informational purposes only and should not be construed as professional advice (including medical, legal, financial, or other expert guidance). You are solely responsible for how you use or interpret the content, and any reliance on the Site’s information is at your own risk.

11. Limitation of Liability

To the fullest extent permitted by law:

We are not responsible for indirect, incidental, or consequential damages, including lost profits or opportunities.

Our total liability in connection with the website is limited to the amount paid (if any) for access to the services during the 12 months prior to the claim.

12. Handling Problems and Disputes

We may suspend or remove content that violates these Terms, applicable law, or could harm other users. We reserve the right to restrict or terminate access for users who repeatedly breach these Terms.

These Terms are exclusively subject to the laws of the Hong Kong Special Administrative Region. Any dispute, claim, or legal action arising from or relating to these Terms must be filed and pursued in the courts located in Hong Kong. By using this Site, you agree to submit to the jurisdiction of these courts and explicitly waive any objections based on lack of personal jurisdiction or inconvenient forum. Furthermore, these Terms expressly exclude the application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act (UCITA).

13. Contact

For questions, concerns, or to report violations, please contact us at: [email protected]